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You must have steady, recurring income or you must be currently employed. |
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You must have a direct deposit checking account |
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You must be at least
18 years old. |
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You must have a gross income of at least $1,000 per month, or a minimum of $800 per month in Social Security or other benefits income. |
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** No funding available in:
CO, FL, GA, ID, KS, OR, PA,
NC, NV, NY & WV. |
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** Funding available in:
AL,AK,AZ,AR,CA,CT,
DE,DC,HI,IL,IN,IA,
KY,LA,ME,MH,MD,MA,
MI,MN,MS,MO,MT,NE
NH,NJ,NM,ND,OH,OK,
RI,SC,SD,TN,TX,
UT,VT,VI,VA,WA,WI,WY
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When to consider debt consolidation?
If you are in debt way over your head, then a debt consolidation loan maybe one of the best ways to get your self back on the right track to financial security. Once you decide to join the debt consolidation program, the company will immediately go to work on your behalf. Through years of building solid relationships with hundred of creditors throughout the country, most of the company has the bargaining power to help you get your interest rates significantly reduced and many time eliminated all together. Company also work to get your late and over limit fees waived in most cases as well. They will also make it possible for you to send in one low monthly payment, instead of many small payments. Most of the companies will be able to get you out of debt literally in 1/5th the time it might ordinarily take if you didn't consolidate all your bills into one payment.
Once in the debt consolidation program is established, you send one easy monthly payment and they are deposited into a trust and security account. Every month we pay each of your individual creditors. You'll continue to receive statements from your creditors. These are NOT bills. These are simply to show you that your debts are being paid.
Please note: To enter a Debt Management Program through any renounce company, there are a few restrictions imposed by your creditors in exchange for lowering your interest rates and waiving fees. The accounts you place under consolidation must be closed. Your creditors will not permit further charges on these accounts after lowering or eliminating the interest rates. Also, you may not apply for any new credit cards while in the program. If you must keep one card open for business purposes, please discuss your situation with one of the professional or credit counselors.
You can fill out this form online and generate an instant, confidential proposal just for you, at no obligation. If you like the results, you can even enroll right on-line. Most of time the call, like the Online Consumer Debt Analysis Form, is free, confidential, and without obligation.
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