Frequently Asked Questions
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Q: What is a payday loan?
A: A payday loan or a payday advance is a quick and confidential way to get a cash advance until your next paycheck.
- Q: What can I use a loan for?
A: Your funds can be use for anything you like, such as car bills, phone bills, etc...
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Q: What are the requirements for approval?
A: To be eligible for a loan, you must have:
- Have your current job or benefits for at least 3 months.
- Have a valid checking or savings account for at least 3 months.
- Monthly net income minimum of $1000.
- Q: How much will this cost?
A: The fee of your payday loan depends on the lender.
- Q: How soon can I receive my cash advance?
A: Once you have completed our online application a lender will be contacting you to discuss your approval. Funds may be into your account by the very next business day.
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Q: When will I hear from you?
A: After you have been approved using our online application, a lender will be contacting you shortly.
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Q: How do I receive the cash, and how to I repay the loan?
A: When you apply for a payday loan, you authorize a lender to directly deposit the approved amount into your account. You also authorize a lender to directly withdraw from your account on your next payday for the same amount advanced plus there fee.
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Q: How do you determine the amount of money to advance me?
A: The amount they can lend to you is determined by the lender and income you receive. To find out how much you qualify for submit your application and speak with an agent of a partaking lender.
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Q: Is my payday loan secure and confidential?
A: Absolutely! Our Simple, online application makes it easy for an individual to apply for a payday loan an encrypted, secure online process is provided, so you can be assured of confidentiality.
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Q: How do I determine my due date?
A: Your due date is determined by your lender review repayment terms with one of their agents.
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Q: What happens if I don't have the funds necessary to repay you on my due date?
A: You must contact you lender directly they will generally provide extensions.
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Q: What about loan requests on Fridays or the weekends?
A: All Friday loan requests before 8:00 PM (EST) will be reviewed on Monday. All weekend requests will be treated as Monday's requests.
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